Contractors All Risk

Contractors All Risk


Contractor’s All Risk (CAR) Insurance offers comprehensive protection against loss or damage in respect of contract works, construction plant and equipment and/or construction machinery, as well as for Third Party claims in respect of property damage or bodily injury arising in connection with the execution of a construction project.

  • Fire , lightning & Explosion, Storm , Tempest, Flood & Inundation, Theft/burglary, Collapse, earthquake, Accidental Damages not other wise excluded.

  • CAR insurance provides an “all risks” cover, which means every hazard is covered which is not specifically excluded.

    This means that almost any sudden and unforeseen loss or damage occurring during the period of insurance to the property insured on the construction site will be indemnified.

    This policy provides Material Damage Cover and has Third Party Liability cover as well with additional premium. Maintenance period coverage is also provided.

    • Commencement/completion Date
    • Period of construction
    • Period of Maintenance
    • Engineering Requirements(Drawings , blueprints etc)
    • Details regarding consulting Engineers
    • Details regarding Contractors/ sub contractors
    • Subsoil Conditions
    • Meteorological Condition
    • Surrounding Areas