Family Health Care
Jubilee General’s Family HealthCare Insurance covers more than one family member (Self, spouse, up to 04 children) for a fixed amount of cover in case of hospitalization. The amount of sum insured floats over the entire family – this means that the limit can be used by any member of the family and for any number of times. Thus a family of 04 takes a cover for Rs. 500,000 -the entire family can claim up to this amount together.
Hospitalization limits are annual and allocated on ‘Per Family’ basis. Jubilee General Insurance is offering two exclusive plans with following annual family limits, i.e.,
Rs. 250,000 (Semi-private)
Rs. 500,000 (Private)
Product Packages are as follows:
I. Family ‘A’- Self, Spouse & up to 02 children
II. Family ‘B’- Self, Spouse & up to 03 children
III. Family ‘C’- Self, Spouse & up to 04 children
Entry Age: Proposer/ Spouse- 18-49 (Once covered, policy can be renewed yearly till age 60).
Children: 1 year -23 years.
Single premium covers a family of maximum 06 (self + Spouse + up to 4 children)
Family Premium: Will depend on the age (next birthday) of the eldest member and the package premium will cover a maximum of 06 persons-Self, Spouse and 04 Children.
✔ Provides Cashless benefits through our preferred providers network.
✔ No Medical tests are required.
✔ PECs will be covered after 04 years of continuous coverage
✔ Free look period of 14 days –option of canceling if not satisfied.
✔ Hospitalization limits per annum Rs. 500,000 or Rs. 250,000.
✔ Pre hospitalization Expenses : Covering Consultations, Medicines and Laboratory tests preceeding admission to the Hospital
✔ Post hospitalization Expenses : Covering Consultations, Medicines and Laboratory tests after discharge from the Hospital
✔ Emergency Local Ambulance Expenses: To pay for the transfer of the patient to and between Hospitals in an ambulance provided by any service provider, per eligible claim.
- Credit facility on 200+ hospitals all across Pakistan
- 24/7 Medical Hotline approval center for better coordinated care and facilitation through trained professionals
- Customized Family Health Card for complete facilitation at hospitals
- Savings with health insurance policy through discounts on outpatient services (pharmacy/ lab tests) at selected outlets.
- No requirement of any Medical test/ report
- Free Lookup Period for 14 days
- Pre Existing coverage after 48 months of consequent renewals
- Additional 15% Hospitalization limit after 24 months of consequent renewals subject to No Claims paid.
- “Family HealthCare Insurance” is only available on the “Buy-Online” portal on JGI Website with purchase options through Credit/Debit Card & Cash on Delivery (COD).